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Yes, you can pay the premium for your LIC of India policy before the due date. However, only premium due in the same financial year can be paid in advance and 3 months advance payment can be made for premium falling in the next financial year. The grace period of Life Insurance Corporation premium payment is different depending on the premium paying mode. A grace period of 30 days is given for payment made on a quarterly, half-yearly or yearly basis.
For payment made on a monthly basis, a grace period of 15 days is given. Surrender value is achieved only after full payment of premium is made for 2 to 3 years. You can cancel i. A policy from LIC of India can be cancelled during the Free look Period of 15 days from the day of purchase of the policy.
In case a policyholder returns the policy during the Free look Period, LIC of India will return the premium amount paid till date, after the deduction of applicable charges towards life cover and taxes. Be sure about Term Life Insurance. Get best term insurance plans from top rated insurers! Compare among top insurers. LIC of India. LIC Online Services. Following are the online services provided by LIC of India- Digitalization is no more a luxury, it has become a necessity.
Here are various life insurance products offered by the Life Insurance Corporation. How to file For a claim with LIC? If the policy was taken under Married Women Property Act, the form must be signed by the Appointed trustee. After the documents have been submitted, LIC of India will verify their authenticity and may request for further documents, if necessary.
The pre-decided sum assured will be transferred to the preferred bank account to settle the claim. Proof of Income when total premium exceeds Rs. Self-attested photograph. How to pay LIC Premium? One can pay life insurance corporation LIC premium online or offline. The policyholder can then proceed with making the payment. On making the payment, a receipt would be mailed to your e-mail ID.
The size of the file should be not less than KB and should be in. On verification of the form and documents submitted, an acknowledgement email and SMS are sent to the policyholder. The above process can be followed by customers who are registered on the LIC portal.
To create LIC login and become a registered user, follow the below steps. Visit www. How to know LIC of India policy status? The username of the LIC login can be alpha, numeric, with characters dot and underscore.
The password must of 8 to 30 characters.
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